Investment Real Estate Financing
Investing In Your Future
Investing in real estate comes in many forms. From Fix-N-Flip investors who buy properties, fix them up and then sell for a profit, to investors who buy all types of properties to rent and hold, while a business owner may buy a building to run their business from in lieu of paying rent. But like any type of financing, one size does not fit all. Getting to understand your business and goals is an important part of the financing mechanism and designing the right program that fits your needs now and into the future is what is an important aspect of the process.
Invest in Your Community
The perfect rehab loan for those who want to fix and sell. This type of financing allows for low down payment and can cover up to 100% of the rehab costs.
- 10% down on Purchase Price
- Up to 100% of the rehab covered
- Stated Income
- 12 Month Term
- Fast Closings
The Fix-N-Flip business has become huge, and can realize huge returns for investors, Whether you are first time investor or a seasoned professional, finding the right properties to realize the return that makes sense is the key to success. Developing a successful business means teaming up with the right financing partner who has the experience and diligence that will assure your profitability.
Commercial Real estate Investment Loans cover a wide range of properties, including investments in single family homes to industrial properties and everything in between. Portfolios are built on the investors goal and obtaining the right financing is critical to the return on investment. Like all types of financing, commercial financing is risk based, and providing the documents that show a positive cash flow will provide you the low rate financing that all investors seek. We delve deep into understanding your business and provide the financing that works for your specific situation, and will continue to partner with you into the future to help you surpass your goals.
- Conventional Financing
- Stated/No Doc (no tax returns needed)
- Portfolio Loans
- Lines of credit
also known as a bridge loan, this type of financing is truly asset based, and solely relies on the value of the asset. Personal credit score, income and other borrower factors are not a qualifying factor. Many investors find this as a quick way to obtain financing as a temporary fix to a more permanent situation. Unlike other financing that can take 30 days or more to finalize, this type of financing can take as little as 7 -10 days.
Terms can be anywhere from 6 months to 5 years with interest only payments during the term of the loan. They are high interest loans due to the risk factor. Professional investors understand the value of this type of financing as a quick way to obtain property, its no so much the cost and expense of the loan but the return of the transaction that they are working on.
Many investors don’t want to be involved in the time needed to rehab and sell a property, which in turn ties up their cash flow. Finding a property that will realize a great return can be flipped quickly to another investor who will rehab the property while you can realize the immediate profit.
Transactional funding is perfect for this situation. It provides you 100% of the funding to close the deal with the original seller and then complete the transaction with the new buyer, without anyone knowing how much profit you are earning on the property.
This process is also known as wholesaling and can be extremely profitable. The only qualification needed is the contracts for both transactions. Credit, income and other typical qualifications are not a concern